NRAS property finance and investment information for nras investors
Investment with social conscience
Investment and Support National Rental Affordability Scheme Improving society pressures Quality Property, Affordable rent
nras housing finance
NRAS - How to find out more

NRAS Finance

NRAS Finance available for investors in the National Rental Affordability Scheme
Access Commercial Transactions (ACT) have partnerships with a variety of expert mortgage brokers who have a detailed knowledge of NRAS Finance. They can advise on the National Rental Affordability Scheme,(NRAS), and the unique State and Federal Government cash and rebates available for purchasers, as well as the depreciation factors that can be applied to NRAS properties.
NRAS property investment is financed by most of the major banks.
Prospective investors and / or self managed superannuation fund owners / trustees can use the independent financial service partnerships of Access Commercial Transactions, to assist in preparation and obtaining finance of NRAS properties.
NRAS finance can be obtained for self managed superannuation funds.
Customers with Self Managed Superannuation funds, looking at single or multiple NRAS properties can now access loans that enable them to leverage funds / mortgage loans for purchases of NRAS properties.
IMPORTANTLY - SMSF Self Managed Superannuation Funds are also paid the State and Federal Government indexed tax exempt rebate of $9,981 per year and the NRAS program provides a stable rental income and rebate income for ten years.
The State and Federal Government rebates are given for each NRAS property regardless of the number owned by an investor. This means that with NRAS finance the current combined tax exempt rebate of $10,350 per year ($103,500 minimum over ten years) increases to $20,700 per year for two NRAS properties, $31,050 per year for three NRAS properties, $51,750 per year for five NRAS properties ad infinitum.
There is no limit to the number of NRAS properties that can be held by an investor.
Positive Cash-Flow, Negative Gearing
One of the great advantages of a NRAS property is that typically they are cash flow positive, that means the property is making you money from the first year.
For many investors particularly those on high incomes investment in one, two or more NRAS properties financed correctly is income positive and highly tax advantaged. The tax credits and allowing for property depreciation, plus the rental income earned means the investment actually returns additional net cash flow over mortgage repayments and other related costs of owning a property.
The investor is in effect buying the property at little or no cash flow cost to themselves with the costs covered by the NRAS incentive , tenant rental income, plus the taxman....
Whilst making capital gains as values increase over the 10 years. You can now simply take a long term view with it impacting on your daily cash flow.
NRAS - How to find out more

How to find out more...

Whether you want a quick overview or an in depth insight, we've got you covered.
Simply login to the webinar and listen to how NRAS property investment can provide negative geared tax advantaged property, with many providing positive cashflow.
These forms of opportunities come around rarely.
Positive Cashflow, Negative Geared.
Digest the information in your own time, at your leisure when it suits you. But once you realise just how much you like what you hear and it all makes sense - Act fast.
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NRAS housing provides relevant contacts and guidance to third party financial groups to assist in financing social impact investment opportunities in the national rental affordability scheme. NRAS housing is a national coverage site servicing New South Wales (NSW), Queensland (QLD), Western Australia (WA) and South Australia (SA). Contact us about individual nras development projects or find nras properties under nras new south wales,nras queensland,nras western australia,nras south australia, all within the NRAS Housing website.